Effective date: 2021-11-18
I- INTRODUCTION
Welcome to CariFund, we operated by CariFund, Inc.
Corporation (“us”, “we”, or “our”) operates www.carifund.com (hereinafter referred to as “Service”).
Our Privacy Policy governs your visit to www.carifund.com, and explains how we collect, safeguard and disclose information that results from your use of our Service.
We use your data to provide and improve Service. By using Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, the terms used in this Privacy Policy have the same meanings as in our Terms and Conditions.
Our Terms and Conditions (“Terms”) govern all use of our Service and together with the Privacy Policy constitute your agreement with us (“agreement”).
II- DEFINITIONS
Services
Means the www.carifund.com website operated by Corporation.
Personal data
Means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).
Usage data
Means the www.carifund.com website operated by Corporation.
Cookies
Means the www.carifund.com website operated by Corporation.
Data controller
Means a natural or legal person who (either alone or jointly or in common with other persons) determines the purposes for which and the manner in which any personal data are, or are to be, processed. For the purpose of this Privacy Policy, we are a Data Controller of your data.
Data subject
Is any living individual who is the subject of Personal Data.
Data processors or service provider
Means any natural or legal person who processes the data on behalf of the Data Controller. We may use the services of various Service Providers in order to process your data more effectively.
The user
Is the individual using our Service. The User corresponds to the Data Subject, who is the subject of Personal Data.
III- INFORMATION COLLECTION & USE
We collect several different types of information for various purposes to provide and improve our Service to you.
Type of data collected
Personal data
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information may include, but is not limited to:
We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link.
Creation of a fundraiser:
As soon as you set up a fundraising on the Platform, we gather the details you decide to give us about the fundraiser, and we make that information visible on the Platform. You may, for instance, give the fundraiser a name, pick a category, add pictures, and state the objectives of the event (s)
By organizing a fundraiser for a family member or friend, you may decide to give us information about third parties. In doing so, you may give us the name or personal details of your friend or family member.
You give us permission to collect, store, and use your data if you fill out a fundraising form. In the event that you upload third-party personal data, you hereby acknowledge and agree that you have obtained their consent for us to access and use such data, and that you have informed the third parties of the manner in which CariFund will collect and use their information in order to provide the Services.
We have the right to indicate in any messages sent to them that you are the one who made the recommendation.
Additionally, our payment processors gather and keep track of data on your fundraiser withdrawals.
Setting up withdrawals:
When you are the beneficiary (or the recipient of funds from a fundraiser), we gather your contact information (such as name and email address), zip code, country, phone number (to send you crucial notifications and for multi-factor authentication), and any other information you voluntarily give us.
Our payment processors collect your bank details as well as other information necessary to set up the withdrawals.
Donation information:
On the Platform, when you donate to a fundraiser, we collect your contact details such as
Usage data
Whatever details you choose to give us (such as a description of why you have donated). Your credit card information and other information required to make the gift, such as your home address, are collected by our payment processors.
Public Communications
Every donor has the option to leave a comment after their donation in order to interact with other users of our platform.
On our Platform, you can leave messages for other users to see in the form of comments, criticism, thank-you notes, and other types of correspondence. By default, the public has access to whatever content you choose to share through our Platform, including comments, feedback, and notes.
Please keep in mind that whatever you publish in these forums becomes public knowledge that we and other users may use and share. Be careful not to reveal personal information unless you want it to be made public. While utilizing the community to express your thoughts, please be considerate and respectful of others. We reserve the right to examine and monitor any such postings or other content on our Services and to delete any that may be deemed inappropriate or objectionable by others, but we are not obligated to do so.
Communications to CariFund
You can get in touch with us by phone, email, chat, or another method (for example, with questions about our Services, for customer support, or to let us know your ideas for new products or modifications to existing products). Additionally, you have the option to reply to our surveys or inquiries regarding your fundraising. When you do, we gather the facts you choose to give us, including your contact information, any photographs you decide to post, and the details of your message.
We kindly request that you exercise caution while communicating with us through our chat services or by any other means, especially if we have not specifically requested that information in order to provide you with our Service. You give your approval for CariFund and/or our service providers to process your personal data when you directly submit it to us. For the reasons outlined in the sections below, "Our Use of Information Collected" and "Our Disclosure of Information Collected Through the Services," we gather the data specified in this part. Although you are not required to do so, if you choose not to do so, we might not be able to provide you with any or all of the services you want.
Information relating to third parties:
You have the option to give us information about third parties. For instance, if you decide to use our Platform's messaging capabilities to share your fundraiser with loved ones. If you choose to do that, you have the choice to either upload information to our Platform or grant us access to details like contact names, email addresses, and phone numbers that are saved in your email and mobile device address books [collectively, "Third-Party Data"].
By submitting Third-Party Data to the Services or allowing the Services to otherwise automatically access Third-Party Data in your possession, you acknowledge, represent, and agree that (a) you have the consent of the relevant third party for us to access and use Third-Party Data in connection with any feature of the Services that allows you to communicate with third parties (such as to refer a third party to the Services or to communicate with them regarding a fundraiser or a donation).
In any messages that are sent to them, we have the right to identify you as the person who made the referral. We use third-party data in two ways: (1) to get in touch with the third party using the information supplied; and (2) to give you access to an editable template message that will help you communicate with the third party using the Services. Where permitted by applicable legislation, we may occasionally send reminders or related messages to you and third parties on your behalf in addition to the aforementioned communications. Any such messages that are sent to third parties using Third-Party Data will always include a way for the recipient to "opt out" of receiving similar communications in the future.
Sensitive information:
Additionally, you are allowed to give us sensitive information about you or others, such as your political opinions, personal health details, or religious convictions. If you include this information in a fundraising effort, you consent to having it made public in connection with your effort, gift, or other action.
You agree to the processing of your data by CariFund and/or its service partners when you directly give us this information. The reasons for which we gather the data stated in this section are explained in the sections "Our Use of Information Collected" and "Our Disclosure of Information Collected Through the Services" below.
Biometric information:
We use third-party services for identity verification and fraud prevention purposes. These biometric information services, acting as our processors, may collect a copy of your government-issued ID (i.e., your driver’s license, state ID card, or passport) and a scan of the picture on your government-issued ID for identification purposes (“biometric information”) and employ facial recognition technology to verify your identity.
These biometric information services provide us with a confirmation as to whether your identity has been validated or not. Except as stated here, CariFund does not retain any biometric information, and instead that information is maintained by the processors performing the services. By sharing your information with these biometric information services, you consent to the collection, processing, sharing and storage of your biometric information for identity verification and fraud prevention purposes.
Your biometric information will be used for identity verification and fraud prevention purposes and in accordance with this Policy. If you do not consent to the collection and use of your biometric information, we will use a copy of your government-issued ID and other information to verify your identity.
Your biometric information will be retained by our processors for as long as necessary for identity verification and fraud prevention and in accordance with applicable law. Please contact us as detailed in the “Contacting CariFund” section to the extent you have any questions regarding your biometric information.
Data from Other Services:
CariFund may use other third-party services to improve the quality of our own customer database so that we might improve our Services to you. If you would like to opt out of these efforts, please contact us at the email address or mailing address set forth under “Contacting CariFund.”
In addition, CariFund obtains contact details and other personal information regarding media contacts and influencers from various groups such as Cision and MuckRack. See the Cision privacy policy and the Muckrack privacy policy for further information.
Usage Data
We may also collect information that your browser sends whenever you visit our Service or when you access Service by or through any device (“Usage Data”).
This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
When you access Service with a device, this Usage Data may include information such as the type of device you use, your device unique ID, the IP address of your device, your device operating system, the type of Internet browser you use, unique device identifiers and other diagnostic data.
Location
We may use and store information about your location if you give us permission to do so (“Location Data”). We use this data to provide features of our Service, to improve and customize our Service. You can enable or disable location services when you use our Service at any time by way of your device settings.
Tracking Cookies Data
We use cookies and similar tracking technologies to track the activity on our Service and we hold certain information.
Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Other tracking technologies are also used such as beacons, tags and scripts to collect and track information and to improve and analyze our Service.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
Security of data
We implement a variety of security measures to keep your personal information secure. We use state-of-the-art encryption to protect sensitive information transmitted online. We also protect your information offline.
The security of your data is important to us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.
The security of your data is important to us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.
Your Data Protection Rights under General Data Protection Regulation (GDPR)
If you are a resident of the European Union (EU) and European Economic Area (EEA), you have certain data protection rights, covered by GDPR.
We aim to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data.
If you wish to be informed what Personal Data we hold about you and if you want it to be removed from our systems, please email us at internal@carifund.com
In certain circumstances, you have the following data protection rights:
Please note that we may ask you to verify your identity before responding to such requests. Please note, we may not able to provide Service without some necessary data.
You have the right to complain to a Data Protection Authority about our collection and use of your Personal Data. For more information, please contact your local data protection authority in the European Economic Area (EEA).
Your Data Protection Rights under General Data Protection Regulation (GDPR)
CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require a person or company in the United States (and conceivable the world) that operates websites collecting personally identifiable information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals with whom it is being shared, and to comply with this policy.
According to CalOPPA we agree to the following:
Our Policy on “Do Not Track” Signals:
We honor Do Not Track signals and do not track, plant cookies, or use advertising when a Do Not Track browser mechanism is in place. Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.
You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.
Your Data Protection Rights under General Data Protection Regulation (GDPR)
If you are a California resident, you are entitled to learn what data we collect about you, ask to delete your data and not to sell (share) it. To exercise your data protection rights, you can make certain requests and ask us:
What personal information we have about you. If you make this request, we will return to you:
Please note, you are entitled to ask us to provide you with this information up to two times in a rolling twelve-month period. When you make this request, the information provided may be limited to the personal information we collected about you in the previous 12 months.
To delete your personal information. If you make this request, we will delete the personal information we hold about you as of the date of your request from our records and direct any service providers to do the same. In some cases, deletion may be accomplished through de-identification of the information. If you choose to delete your personal information, you may not be able to use certain functions that require your personal information to operate.
To stop selling your personal information. We don’t sell or rent your personal information to any third parties for any purpose. We do not sell your personal information for monetary consideration. However, under some circumstances, a transfer of personal information to a third party, or within our family of companies, without monetary consideration may be considered a “sale” under California law. You are the only owner of your Personal Data and can request disclosure or deletion at any time.
If you submit a request to stop selling your personal information, we will stop making such transfers.
Please note, if you ask us to delete or stop selling your data, it may impact your experience with us, and you may not be able to participate in certain programs or membership services which require the usage of your personal information to function. But in no circumstances, we will discriminate against you for exercising your rights.
To exercise your California data protection rights described above, please send your request(s) by email: internal@carifund.com
Your data protection rights, described above, are covered by the CCPA, short for the California Consumer Privacy Act. To find out more, visit the official California Legislative Information website. The CCPA took effect on 01/01/2020.
Service Providers
We may employ third party companies and individuals to facilitate our Service (“Service Providers”), provide Service on our behalf, perform Service-related services or assist us in analysing how our Service is used.
These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
Analytics
We may use third-party Service Providers to monitor and analyze the use of our Service.
Payments
We may provide paid products and/or services within Service. In that case, we use third-party services for payment processing (e.g. payment processors).
We will not store or collect your payment card details. That information is provided directly to our third-party payment processors whose use of your personal information is governed by their Privacy Policy. These payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information.
Links to Other Sites
Our Service may contain links to other sites that are not operated by us. If you click a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.
Service Providers
Your data protection rights, described above, are covered by the CCPA, short for the California Consumer Privacy Act. To find out more, visit the official California Legislative Information website. The CCPA took effect on 01/01/2020.
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
For example, the outlined privacy policy has been made using PolicyMaker.io, a free tool that helps create high-quality legal documents. Policy Maker’s privacy policy generator is an easy-to-use tool for creating a privacy policy for blog, website, e-commerce store or mobile app.
Children’s Privacy
Our Services are not intended for use by children under the age of 13 (“Child” or “Children”).
We do not knowingly collect personally identifiable information from Children under 13. If you become aware that a Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from Children without verification of parental consent, we take steps to remove that information from our servers.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update “effective date” at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Contact Us
If you have any questions about this Privacy Policy, please contact us by email: contact@carifund.com
Our top aim is to keep you safe. To secure our users, we employ a variety of security measures
Because it boosts trust and responsibility, transparency is crucial to us
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